Excess Flood Insurance

Our Excess Flood program provides property owners with coverage in excess of the National Flood Insurance Program (NFIP).  The is offered through Advanced Insurance Coverages, Inc., a wholly-owned subsidiary of National Flood Services, Inc. and is designed to provide additional protection for the tens of thousands of property owners who are affected by flooding each year.

Since most standard homeowner insurance policies don’t provide coverage against flood damage, homeowners have traditionally turned to the NFIP for flood protection. However, the NFIP doesn’t offer enough protection for many homeowners, given the maximum $250,000 available for dwelling coverage.  Markel American's Excess Flood insurance allows property owners to more fully protect against flood damage.

Markel American's Excess Flood program is available for residential and non-residential properties in Alabama, Arizona, California, Colorado, Mississippi, North Carolina, Oregon, Pennsylvania, South Carolina and Virginia.